⚠️ Not Financial Advice: North Prosperity platforms are for educational and simulation purposes only. All risk scores, projections, and simulations are based on historical data and mathematical models. Past performance does not guarantee future results. North Prosperity is not a registered financial advisor. Always consult a qualified financial professional before making investment decisions.
Quantitative Investment Tools

Invest with
precision.
Plan with
confidence.

Two professional-grade platforms that replace guesswork and emotion with data-driven systems — for accumulation and retirement alike.

Currently free — get access below, no payment required
Reversion Alpha — Live
Portfolio
$284,190
Invested
$120,000
CAGR
+18.4%
SPY
0.34
Buy 2x
NVDA
0.52
Hold
BTC
0.28
Buy 3x
TSLA
0.71
Reduce

Our Platforms

Two tools.
One financial future.

Built by investors, for investors who want a systematic edge — whether you're still accumulating or already living off your portfolio. Both completely free — launch directly, no account required.

DCA Simulator

Reversion Alpha

Build & Accumulate

A quantitative DCA simulator that uses a proprietary risk score to tell you not just when to buy — but how much. For any stock, ETF, or crypto.

  • 500-day geometric MA risk model, calibrated to real market extremes
  • Precision DCA with linear or exponential buy multipliers
  • Direction-aware Take Profit exit engine
  • LEAP options and covered call strategy simulation
  • Live data from Yahoo Finance and Binance
  • Portfolio Tracker with live risk scores across all holdings
  • USD and CAD currency support including TSX tickers
🚀 Launch Reversion Alpha
Retirement Planner

Retirement
Planner

Plan & Preserve

🌍 USD · CAD · GBP · EUR · AUD · CHF · JPY · HKD

A complete year-by-year retirement income and portfolio projection tool. Model every income source, every asset, every withdrawal — in one place.

  • Project pension, CPP/OAS, Social Security, and registered accounts
  • 3-phase CAGR growth model for realistic long-term projections
  • Per-source tax rate inputs — estimate net vs gross income by source
  • Supports 8 currencies — USD, CAD, GBP, EUR, AUD, CHF, JPY, HKD
  • 7 chart types including income stacked, withdrawal plan, and net worth
  • Big Ticket Calculator for major purchase planning
  • Export and import plans — works on any device, fully private

New here? Watch the 2-min overview first →

🚀 Launch Retirement Planner
How It Works

From data to decision
in minutes.

01
Enter your ticker

Type any stock, ETF, or crypto symbol. Live historical price data loads automatically — no API keys, no setup.

02
Read the risk score

The platform instantly calculates where the asset sits relative to its 500-day trend. A score near zero means deep value. Near one means stretched.

03
Set your strategy

Choose your risk band, buy strategy, and base amount. The platform calculates exactly how much to invest at every scheduled purchase date.

04
Execute with confidence

Review the simulated trade log, portfolio growth, and CAGR against the lump sum benchmark. Then follow the plan — without emotion.

Reversion Alpha

Buy more when it matters.
Hold back when it doesn't.

The risk score model automatically concentrates your buying power at the moments of greatest opportunity — the deep dips — while conserving capital when valuations are stretched.

⚡ The Risk Score Model
A 500-day geometric moving average measures how cheap or expensive any asset is relative to its own long-term trend — from 0.0 (extreme buy) to 1.0 (extreme caution).
🎯 Precision DCA
Linear or exponential multipliers automatically scale your buy amount based on the risk score. A $1,000 base becomes $3,000 in a moderate dip and $5,000 at the extreme.
📊 Advanced Strategies
Direction-aware Take Profit engine, LEAP options at the deepest dips for leveraged exposure, and covered calls that generate income when your holdings are overvalued.
💼 Portfolio Tracker
Monitor all your real holdings simultaneously. Live prices, gains, risk scores, and Buy/Hold/Reduce signals across every position — including a planned target allocation tool.
Risk Score Model
Where is the asset relative to its trend?
The 500-day geometric MA stays elevated through bear markets, correctly identifying historic buying opportunities like Bitcoin at $16,000 in November 2022 (risk score: 0.197).
Nov 2022 BTC0.197 — Extreme Buy ✓
Jun 2022 BTC0.155 — Deep Buy ✓
Apr 2023 BTC0.532 — Above Band
Current SPY0.34 — Accumulate
Retirement Planner

Your complete retirement
picture — year by year.

Model every income source, every asset, every withdrawal across a 30-year horizon. Supports 8 major currencies — USD, CAD, GBP, EUR, AUD, CHF, JPY, and HKD.

⚙️ Planning & Income
Set your start age, inflation rate, and projection years. Enter pension, CPP/OAS, Social Security, and registered investment accounts — all on one screen.
💸 Assets to Divest
Enter stocks and investments you'll sell through retirement. The 3-phase CAGR model calculates exactly how many shares to sell each year to sustain your income.
📊 Projections & Charts
Year-by-year table showing total income, portfolio value, and breakdown by source. Seven chart types including portfolio value, income stacked, and withdrawal schedules.
🎯 Additional Tools
Big Ticket Calculator shows exactly which assets you could liquidate for a major purchase. Per-source tax rate inputs let you estimate net vs gross income across different tax treatments.
Sample Projection — Year 1
Retirement income breakdown
Based on: Age 62 · $500K portfolio · CPP + OAS + RRSP withdrawals · 3% inflation · 25-year projection.
CPP / OAS
$24,500
RRSP W/D
$35,000
Dividends
$14,200
Divest
$9,800
Total Year 1 Income$83,500
Year 25 Portfolio$1.2M
About North Prosperity

Built by an investor.
For investors.

North Prosperity was built out of a simple frustration: every investment decision felt like guesswork. When should I buy more? How much? Am I buying at the top? Is now a good time to trim?

The answer wasn't gut feel or financial media noise. It was a systematic, data-driven framework — one that measures where an asset is relative to its own history, and acts accordingly.

These two platforms are the result of that work. They don't predict the future. They remove emotion from the equation and replace it with discipline, process, and precision.

"Navigating the financial world without a map — you're certain to lose your way."

No account. No tracking. No ads. Your data stays on your device.

500
Day geometric MA window — calibrated for bear markets
30yr+
Unlimited retirement projection horizon — no hard cap
8
Currencies supported — USD, CAD, GBP, EUR, AUD, CHF, JPY, HKD
0
Data stored on our servers — fully private
Get In Touch

Contact North Prosperity

Have a question about the platforms, need help getting started, or want to share feedback? We'd love to hear from you.

support@northprosperity.com
💬
General Enquiries
Questions about the platforms or features.
🔧
Technical Support
Having trouble with the platform? We'll get it sorted.
📝
Feedback
Tell us what's working and what could be better.

We aim to respond to all enquiries within 24 hours.

Legal

Privacy Policy & Terms of Use

Privacy Policy

Your data never leaves your device. Both North Prosperity platforms operate entirely within your browser. No personal data, portfolio information, or financial data is transmitted to or stored on North Prosperity servers.

The only data we collect is standard website analytics through Google Analytics — no personally identifiable information is collected or stored.

We do not sell, share, or rent your personal information to any third parties.

Terms of Use

By using the North Prosperity platforms you agree to the following terms:

Educational use only. The platforms are provided for educational and simulation purposes only. They do not constitute financial advice. Past performance does not guarantee future results.

Personal licence. Your access grants you a personal, non-transferable licence to use the platforms. You may not resell, redistribute, or share access with others.

No warranty. The platforms are provided "as is" without warranty of any kind. North Prosperity is not liable for any investment decisions made based on the use of the platforms.

These terms are governed by the laws of British Columbia, Canada.